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February 27, 2010  
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  Insurance Advisors Hot Topics
 

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Insurance Advisors Terms


  > Professional liability
Often called “malpractice insurance” or “errors and omissions coverage,” these policies protect professionals such as accountants, lawyers, doctors, dentists, pharmacists, insurance brokers and agents, and consultants, for negligence that injures their clients.
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  > Stand-Alone Life
This plan type provides life insurance but does not include any other coverage.
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  > Earthquake coverage
Quake coverage is available as additional coverage to standard commercial property and casualty policies. Earthquake coverage is available throughout Washington state, although it is relatively expensive for masonry structures and business operations with high-risk inventory or equipment.
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Contact our Minnesota Insurance Advisors


If you live in the following cities and need an Insurance Advisor or to get a quote, you should contact our Minnesota Insurance Advisors today:

  • Andover
  • Anoka
  • Austin
  • Bemidji
  • Brainerd
  • Burnsville
  • Circle Pines
  • Cottage Grove
  • Eden Prairie
  • Elk River
  • Faribault
  • Hastings
  • Lakeville
  • Mankato
  • Minneapolis
  • Moorhead
  • Osseo
  • Owatonna
  • Rochester
  • Saint Cloud
  • Saint Paul
  • Stillwater
  • Winona
       


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Did You Know?    
 
 
There are several areas of risk that you should consider if you operate a business in your home.
These include: Business-related personal property coverage (computers, furniture, etc.) Inventory Off-premises coverage for business-related personal property Business property of others accounts receivable (up to a specified limit) Liability coverage may include personal injury, products and completed operations, incidental contractual liability, and general commercial liability. Electronic data processing coverage Valuable papers Business interruption and extra expense

 
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Latest News
  Latest Insurance related news in Minnesota and nationwide: Mar 02, 2007 - The Medigap Insurance Company
When you have a Medigap policy, the insurance company must pay your doctor or provider directly when:

  • Your
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    Mar 02, 2007 - Mental Health Parity Act
    The Mental Health Parity Act, MHPA, of 1996 requires plans that offer mental health benefits to set lifetime dollar limits
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    Mar 02, 2007 - More Americans Struggle With Health Care Costs
    TUESDAY, Dec. 12/2006 (HealthDay) More Americans are forced to spend more of their family income on health care, and more
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