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July 20, 2010  
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  > Automobile
If you own and operate commercial vehicles, you should make sure that your fleet is appropriately insured. If business use of a vehicle is minimal and limited to your personal vehicle, the necessary coverage can probably be included in your personal policy. Best bet: Check with your agent to be sure.
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  > Umbrella policy
Umbrella policies provide additional liability coverage after the limits of your underlying policy are reached.
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  > Exclusive Provider Organization (EPO)
EPOs allow subscribers to visit any physician within the contracted network without prior approval or referrals. Services received outside the network may not be covered.
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Contact our Minnesota Insurance Advisors


If you live in the following cities and need an Insurance Advisor or to get a quote, you should contact our Minnesota Insurance Advisors today:

  • Andover
  • Anoka
  • Austin
  • Bemidji
  • Brainerd
  • Burnsville
  • Circle Pines
  • Cottage Grove
  • Eden Prairie
  • Elk River
  • Faribault
  • Hastings
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  • Minneapolis
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  • Owatonna
  • Rochester
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  • Saint Paul
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  • Winona
       
 
Did You Know?    
 
 
About property and liability exposures
If you operate a home-based business – either part-time or full-time – you might be uninsured for coverage and not realize it. Many home-based business owners mistakenly believe that their homeowner policy will provide coverage for their business operations. It’s true that your homeowner’s policy may provide a limited amount of coverage for business-related personal property in the home. But it may not provide full coverage for the added property and liability exposures that the home business represents.
 
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Latest News
  Latest Insurance related news in Minnesota and nationwide: Mar 02, 2007 - Secure The Right Care In Your Later Years
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Mar 02, 2007 - Make Sure Your Loved Ones Have Good Health Care
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Mar 02, 2007 - Growth In U.S. Health Care Spending Slows
Despite the slowdown, the share of household personal income spent on health care rose from 5.4 percent in 2001 to 6 perce
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