> Automobile If you own and operate commercial vehicles, you should make sure that your fleet is appropriately insured. If business use of a vehicle is minimal and limited to your personal vehicle, the necessary coverage can probably be included in your personal policy. Best bet: Check with your agent to be sure.
> Flood Coverage for damage caused by floods is not included in ordinary homeowners and commercial policies, but must be added as an endorsement. Flood insurance, which also covers damage caused by mudslides, is available through a program run by the Federal Insurance Administration; contact your agent or call (800) 427-4661 for more information.
> Indemnity Indemnity plans are also referred to as “fee-for-service.” Unlike managed-care plans, indemnity plans allow absolute freedom in selecting physicians or medical facilities and permit self-referral to a specialist.
Get
a Quote - Minnesota Car
Insurance Policy Advisor
Safeguard your automobile investment! Minnesota auto insurance protects
against unexpected collisions with your vehicle and also provides medical
payment, along with pain and suffering compensation for you and any passengers
in the car.
Minnesota auto insurance coverage advantages and protections
include:
Automobile investment protection
Minnesota Gap Insurance
Medical expenses payment
Prevention from additional accident lawsuits
Minnesota Uninsured drivers insurance
Minnesota Underinsured drivers insurance
Vandalism or natural disasters
Accidents do happen! Every state requires different amounts
of insurance that a driver must purchase to cover the other vehicle in case of a car
accident. If your have a lien against your vehicle, the lender will require
Minnesota auto insurance for their loan. Discuss your insurance options today;
not all auto insurance coverage is the same.
Other Additional Minnesota auto insurance services include:
Roadside Assistance
Emergency Travel
Identity Theft Services
From liability coverage to comprehensive coverage, it is important to purchase
the best car insurance at the right price to save money and to protect your
investment. Minnesota auto insurance provides the protection needed in at fault collisions
and not at fault accidents.
If you live in the following cities and need an Insurance Advisor or to get a
quote, you should contact our Minnesota Insurance Advisors today:
Andover
Anoka
Austin
Bemidji
Brainerd
Burnsville
Circle Pines
Cottage Grove
Eden Prairie
Elk River
Faribault
Hastings
Lakeville
Mankato
Minneapolis
Moorhead
Osseo
Owatonna
Rochester
Saint Cloud
Saint Paul
Stillwater
Winona
Did You Know?
About property and liability exposures
If you operate a home-based business – either part-time or full-time – you might be uninsured for coverage and not realize it. Many home-based business owners mistakenly believe that their homeowner policy will provide coverage for their business operations. It’s true that your homeowner’s policy may provide a limited amount of coverage for business-related personal property in the home. But it may not provide full coverage for the added property and liability exposures that the home business represents.
Minnesota External Sites
Law Report Files/October 2002/Executive
IDS LIFE INSURANCE COMPANY; and AMERICAN EXPRESS FINANCIAL ADVISORS, INC. ... American Express was not a party to the Minnesota or Florida matters. .
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Latest News
Latest Insurance related news in
Minnesota and nationwide:
Mar 02, 2007 - The Medigap Insurance Company When you have a Medigap policy, the insurance company must pay your doctor or provider directly when:
Mar 02, 2007 - Mental Health Parity Act The Mental Health Parity Act, MHPA, of 1996 requires plans that offer mental health benefits to set lifetime dollar limits Read more >
Mar 02, 2007 - More Americans Struggle With Health Care Costs TUESDAY, Dec. 12/2006 (HealthDay) More Americans are forced to spend more of their family income on health care, and more Read more >
Legal Disclaimers The information provided on Minnesota Insurance Advisors.com is not intended to be insurance advice, but merely conveys
general information related to insurance issues commonly encountered.
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Did You Know?
Law Report Files/October 2002/Executive